Money Notes

Short, plain writing about money decisions, from people who watch members make them every day. No product pitch at the bottom.

• Skip a payment in December?September 8, 2026 · The arithmetic, including when it is a bad idea
• Before you refinance the carAugust 25, 2026 · The four numbers to have in front of you
• What an overdraft actually costsAugust 11, 2026 · Expressed as a rate, which nobody does
• The call that says it is usJuly 28, 2026 · Why caller ID is not evidence of anything
• A teenager's first accountJuly 14, 2026 · What to set up, and what to let them get wrong